Spendify9.1.85
Publisher Description
Spendify is a smart, AI-powered mobile bookkeeping app designed to help individuals and small businesses record, track, invoice, and understand their money - effortlessly.
Built for freelancers, creators, vendors, consultants, and everyday earners, Spendify replaces spreadsheets and manual record-keeping with an intuitive, mobile-first experience powered by AI.
Whether you’re tracking daily expenses, sending invoices to clients, estimating taxes, or setting financial goals, Spendify helps you stay organized and in control - right from your phone.
Version History AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.85 Jul 12 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant
Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication
Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more
Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025
About Spendify
The company that develops Spendify is Spendify Technologies Inc. The latest version released by its developer is 9.1.85.
To install Spendify on your iOS device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-13 and was downloaded 5 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Spendify as malware if the download link is broken.
How to install Spendify on your iOS device:
- Click on the Continue To App button on our website. This will redirect you to the App Store.
- Once the Spendify is shown in the iTunes listing of your iOS device, you can start its download and installation. Tap on the GET button to the right of the app to start downloading it.
- If you are not logged-in the iOS appstore app, you'll be prompted for your your Apple ID and/or password.
- After Spendify is downloaded, you'll see an INSTALL button to the right. Tap on it to start the actual installation of the iOS app.
- Once installation is finished you can tap on the OPEN button to start it. Its icon will also be added to your device home screen.
Program Details
System requirements
Download information
Pricing
Version History
version 9.1.85
posted on 2026-10-13
Version History AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.85 Jul 12 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant
Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication
Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more
Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025
version 9.1.85
posted on 2026-07-16
Version History AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.85 3d ago AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant
Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication
Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more
Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025
version 9.1.84
posted on 2026-06-30
Version History AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant
Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication
Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more
Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025 Fixes and UI Update. 9.1.53 10/20/2024
version 9.1.82
posted on 2026-03-22
AI That Works the Way You Do
Spendify uses AI to simplify how you capture and manage money:
• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally
No accounting knowledge required.
Invoicing Made Simple
• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance
Perfect for freelancers and small businesses who invoice for a living.
Built for Real People & Real Work
Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity
No accountants. No spreadsheets. No complicated finance software.
One Clear Financial View
• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense
Spendify turns daily financial activity into actionable insight.
Global-Ready, Mobile-First
Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.
Your Data, Your Control
• Secure data handling
• Private records
• You decide what to track and share
Why Spendify?
• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust
version 9.1.71
posted on 2025-06-02
Jun 2, 2025
Version 9.1.71
App Updates.
version 9.1.70
posted on 2025-05-01
May 1, 2025
Version 9.1.70
Pricing update.
version 9.1.69
posted on 2025-04-19
Apr 19, 2025
Version 9.1.69
New updates
- Pricing plans.
- New UI Implementations.
- Fixes.
version 9.1.68
posted on 2025-04-05
Apr 5, 2025
Version 9.1.68
Insight update and reminder fixes.
version 9.1.62
posted on 2025-02-28
Feb 28, 2025
Version 9.1.62
UI Updates...
version 9.1.61
posted on 2025-02-13
Feb 13, 2025
Version 9.1.61
Mono, Bank, Graph updates and fixes.
