Spendify9.1.85 - App Store

Spendify is a smart, AI-powered mobile bookkeeping app designed to help individuals and small businesses record, track, invoice, and understand their money - effortlessly.

Built for freelancers, creators, vendors, consultants, and everyday earners, Spendify replaces spreadsheets and manual record-keeping with an intuitive, mobile-first experience powered by AI.

Whether you’re tracking daily expenses, sending invoices to clients, estimating taxes, or setting financial goals, Spendify helps you stay organized and in control - right from your phone.

Version History AI That Works the Way You Do

Spendify uses AI to simplify how you capture and manage money:

• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally

No accounting knowledge required.

Invoicing Made Simple

• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance

Perfect for freelancers and small businesses who invoice for a living.

Built for Real People & Real Work

Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity

No accountants. No spreadsheets. No complicated finance software.

One Clear Financial View

• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense

Spendify turns daily financial activity into actionable insight.

Global-Ready, Mobile-First

Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.

Your Data, Your Control

• Secure data handling
• Private records
• You decide what to track and share

Why Spendify?

• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.85 Jul 12 AI That Works the Way You Do

Spendify uses AI to simplify how you capture and manage money:

• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally

No accounting knowledge required.

Invoicing Made Simple

• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance

Perfect for freelancers and small businesses who invoice for a living.

Built for Real People & Real Work

Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity

No accountants. No spreadsheets. No complicated finance software.

One Clear Financial View

• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense

Spendify turns daily financial activity into actionable insight.

Global-Ready, Mobile-First

Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.

Your Data, Your Control

• Secure data handling
• Private records
• You decide what to track and share

Why Spendify?

• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.84 May 15 AI That Works the Way You Do

Spendify uses AI to simplify how you capture and manage money:

• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally

No accounting knowledge required.

Invoicing Made Simple

• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance

Perfect for freelancers and small businesses who invoice for a living.

Built for Real People & Real Work

Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity

No accountants. No spreadsheets. No complicated finance software.

One Clear Financial View

• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense

Spendify turns daily financial activity into actionable insight.

Global-Ready, Mobile-First

Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.

Your Data, Your Control

• Secure data handling
• Private records
• You decide what to track and share

Why Spendify?

• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.83 May 8 AI That Works the Way You Do

Spendify uses AI to simplify how you capture and manage money:

• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally

No accounting knowledge required.

Invoicing Made Simple

• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance

Perfect for freelancers and small businesses who invoice for a living.

Built for Real People & Real Work

Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity

No accountants. No spreadsheets. No complicated finance software.

One Clear Financial View

• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense

Spendify turns daily financial activity into actionable insight.

Global-Ready, Mobile-First

Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.

Your Data, Your Control

• Secure data handling
• Private records
• You decide what to track and share

Why Spendify?

• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.82 Mar 22 AI That Works the Way You Do

Spendify uses AI to simplify how you capture and manage money:

• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally

No accounting knowledge required.

Invoicing Made Simple

• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance

Perfect for freelancers and small businesses who invoice for a living.

Built for Real People & Real Work

Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity

No accountants. No spreadsheets. No complicated finance software.

One Clear Financial View

• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense

Spendify turns daily financial activity into actionable insight.

Global-Ready, Mobile-First

Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.

Your Data, Your Control

• Secure data handling
• Private records
• You decide what to track and share

Why Spendify?

• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.81 Mar 17 AI That Works the Way You Do

Spendify uses AI to simplify how you capture and manage money:

• Voice-based expense & income capture — just speak, Spendify records it
• AI receipt scanning — scan receipts to auto-extract amounts and categories
• Smart tax estimates — see clear tax calculations with simple explanations
• Conversational input — record budgets, expenses, and income naturally

No accounting knowledge required.

Invoicing Made Simple

• Create and send professional invoices
• Track invoice status (sent, paid, outstanding)
• Generate receipts from paid invoices
• Understand your real income at a glance

Perfect for freelancers and small businesses who invoice for a living.

Built for Real People & Real Work

Spendify is ideal for:
• Individuals managing personal finances
• Freelancers and independent professionals
• Creators and service providers
• Micro and small business owners
• Anyone who earns income and needs clarity

No accountants. No spreadsheets. No complicated finance software.

One Clear Financial View

• Track income and expenses
• Create recurring budgets
• Set financial goals
• Separate personal and business records
• Get summaries that make sense

Spendify turns daily financial activity into actionable insight.

Global-Ready, Mobile-First

Designed for global use and optimized for mobile, Spendify works wherever you are.
Your phone becomes your digital bookkeeper.

Your Data, Your Control

• Secure data handling
• Private records
• You decide what to track and share

Why Spendify?

• AI-powered bookkeeping
• Voice & scan-based tracking
• Simple invoicing & receipts
• Clear tax estimates
• Built for individuals & small businesses
• Easy to use, easy to trust 9.1.80 Feb 23 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control.
2,763 9.1.79 Feb 18 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.78 Feb 17 1. Ola – Your AI Finance Assistant
Talk to Ola like a real financial buddy and get instant support.
• “Record ₦20,000 from client payment.”
• “Create invoice for makeup session ₦15,000.”
• “Remind me to renew internet on Friday.”
Supports voice-to-voice & voice-to-text, multiple languages, and quick financial summaries.
2. Smart Budgeting & Tracking
Stay in control of your goals — without complicated tools.
• Auto-categorized income and expenses
• Budget planner and insights
• Daily, weekly, and monthly performance views
3. Business Essentials
Run your business anywhere, anytime.
• Professional invoices and receipts
• Quote-to-invoice system with prefilled details
• Multi-wallet setup for teams or clients
• Tax calculator for quick local tax estimates
4. Spendify Wallet
Your personal digital cashbook.
• Categorize income and expenses
• Share wallets with partners or clients
• View instant balance and reports
5. Reports, Goals & Insights
Know where your money goes — and where it should go next.
• Weekly and monthly spend reports
• Goal tracking and visual summaries
• Smart reminders for bills and savings
6. Security You Can Trust
Bank-level encryption with secure cloud backup.
Your data. Your control. 9.1.77 Feb 14 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates. 9.1.76 12/29/2025 App updates:
- Smarter Budgeting
- Smarter Record and Transaction Management
- Insight.
- Invoice and Receipt
- AI updates.
- 9.1.75 12/21/2025 App updates:
- Insight.
- AI updates. 9.1.74 12/06/2025 NEW: Custom Voice Selection
Choose from 4 unique AI voices to personalize your Ola assistant

Enhanced Real-Time Chat
Streaming AI responses with WebSocket-powered communication

Financial Quick Actions
One-tap access to Financial Overview, Budget Analysis, Spending Insights, and more

Smarter Record Creation
Create budgets and expenses through natural conversation with improved context awareness 9.1.73 12/04/2025 New version updates. 9.1.72 11/19/2025 App Updates. 9.1.71 06/02/2025 Pricing update. 9.1.70 05/01/2025 New updates
- Pricing plans.
- New UI Implementations.
- Fixes. 9.1.69 04/19/2025 Insight update and reminder fixes. 9.1.68 04/05/2025 UI Updates... 9.1.62 02/28/2025 Mono, Bank, Graph updates and fixes. 9.1.61 02/13/2025 Bank updates... 9.1.60 02/03/2025 New update on Multi account and crash. 9.1.59 01/30/2025 New version 9.1.58 01/21/2025 - Bank updates.
- Tracker and wallet bugs fixes.
- Notification implementation. 9.1.57 01/09/2025 New Features and Fixes
- Auth issues fixed
- Tracker
Fixed data inaccuracies, crashes, and UI glitches.
Improved notification accuracy and tracker performance.
- Banking Module
View and categorize transaction inflow/outflow.
Insights with charts.
Bank Transaction history and advanced search/filter. 9.1.56 01/03/2025